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Starlight Home Loans Thinks Outside The Banks

Starlight Home Loans also has a variety of specialist lenders that can look at difficult financial positions

Starlight Home Loans - Has the bank said No?
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It Doesn't Have to be the End of the Story

Over 60% of people knocked back by a bank can obtain a loan from a Specialist Lender

Starlight Home Loans has a Variety of Specialist Lenders Available that can Deal with Different Scenarios

  • Self employed with low documentation
  • Newly employed
  • Low deposit
  • Help with deposit from parents
  • Rural locations or land only
  • Business Funding
  • Just out of Bankruptcy or Debt Agreement
  • Been told you are too old
  • Receiving Centrelink, Pension or alternative income
  • Construction
  • Aged Care
  • Bad credit due to a life event (health issues, unemployment etc)

Debt Consolidation with Starlight Home Loans and Fast Debt Help

Found yourself in a difficult financial situation?

Consolidating debt using the equity in your home may be possible, even if you have been knocked back by the bank. Once debts become problematic , have gone to collections, or you have tax debt, generally speaking the banks are out of the picture. But as long as your home has sufficient equity to qualify and consolidtion of all the debts will fix the situation, we can generally help.

We also have other ways of getting the debt under control. Quite often we can negotiate with creditors so that we have an arrangement in place that will buy time before we can arrange finance. We can even reduce debt to fit an approved finance amount..

Starlight Home Loans Debt Consolidation


My loan was settled this week and I’d like to take this opportunity to thank you all so very much for the professional advice and help that you have given me. I really don’t know where to start except to say that my life changed for the better the day I phoned you for help. Even from the very first phone call you have been extremely encouraging and supportive when I thought I really was a hope less case. It was so important to me to know that all of you were out there working for me and trying to fix my situation. I have been under sustained financial pressure for many months and even now I’m still afraid to believe that I can relax a little. What your help has meant to me is that now I can have more of a normal life including paying my bills, having the occasional treat and maybe even saving a little money. My financial and credit crisis situation has caused me to be very embarrassed and humiliated in front of my adult children and my ex husband (who is extremely successful) and other family members but now thanks to all of you I feel I have the opportunity of a fresh start. I’m sorry if I was a little anxious at times but I felt very secure knowing that all of you were managing my situation. Take care and good luck with your service – it’s so important. Denise


Preparing for a Home Loan eBrochure

Has the Bank Said No eBrochure

Money Buckets Budgeting eBrochure

Reverse Mortgages eBrochure

Want To Know More?

Starlight Home Loans

PO Box 6100
Kincumber NSW 2251


Phone: 1800 825 010